Category - Loans

Mortgage Loans

Frequently Asked Questions 1st Time Home Buyers Ask

by George Spearov

There are many things to consider when buying a home, from the initial decision to start looking, to negotiating with the seller and finally closing on the property.  If you’re a first-time homebuyer, you may have questions about each stage of the process. To help you out, we’ve compiled a list of questions in three categories: Looking for a home, Realtors and Offer and Acceptance LOOKING FOR A HOME FAQS When Is It Time To Stop Renting, And Buy A Home? The decision to buy a home vs. rent depends on many factors, including your financial situation, your lifestyle, and your long-term goals. Ultimately, you’ll need to decide what’s best for you. If you’re looking to build equity and have a place to call your own, buying a home may be the right choice. On the...

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Tax Relief Loans

4 Ways to Pay Back Taxes With The IRS Fresh Start

by George Spearov

Taxpayers who owe back taxes often feel trapped. They’ve already paid their penalties, interest, and fines, and now they’re being hounded by collection agencies. It feels like there’s nowhere left to run. The IRS Fresh Start program can help taxpayers struggling to pay their federal taxes. The program was expanded in 2018 to include more flexible Offer-in-Compromise terms, which will enable some of the most financially distressed taxpayers to clear up their tax problems more quickly. In this post, I’ll share with you four Fresh Start options for taxpayers who owe back taxes, and explain how each option works.  This will help you to get back on track without having to pay additional fees. 4 Fresh Start Options For Taxpayers Behind On Their Tax Payments:  Installment...

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